• Wappingers Office
    (845) 297 4700
    (845) 297 8178
  • Lagrange Office
    (845) 485 2700
    (845) 485 2703
  • New Paltz Office
    (845) 255 6163
    (845) 255 6757
  • Commercial Real Estate Division
    (845) 297 4700
    (845) 567 8333

CENTURY 21 Alliance Realty Group's Blog

Shop the Dutchess Community College Craft Fair This Weekend

Looking for a great place to find local gifts unlike any others? Then check out the 47th Annual Craft Fair at Dutchess Community College, taking place this weekend, November 24 & 25, in Poughkeepsie! For decades, this event has given area residents an amazing opportunity to purchase one-of-a-kind items on the weekend after Thanksgiving. This year's fair will feature more than 100 incredible artists, which means you are sure to find the right gift for anyone!

Lower Credit Score After Home Purchase? Don't Worry!

After spending months (or even years) boosting their credit score in order to qualify for the best possible mortgage, new homeowners are often dismayed to see their score fall after finally purchasing their dream home. Perhaps even more alarmingly, this decline often lags several months behind the purchase, making buyers question what actually caused it to happen. Luckily, a new study by LendingTree shows that this is not only normal, but generally corrects itself in less than one year! Keep reading to learn why scores fall after buying a home, how large you should expect the decline to be, and when you can expect the score to return to normal.

Which State's Mortgage Borrowers Put the Most Down?

Saving for the down payment is understandably regarded as one of the most difficult aspects of buying a home. Although the exact number depends on the purchase price, buyers generally need to come up with tens of thousands of dollars up front in order to take out their mortgage. Of course, any statistic will display a wide range of averages across the nation's fifty states, and both down payment amounts and percentages follow this rule. With that in mind, LendingTree sought to determine which state's buyers were offering up the largest and smallest down payments on their mortgages in Q3. They found that New York came in near the top of the list in both down payment amount and percentage.