• Wappingers Office
    (845) 297 4700
    (845) 297 8178
  • Lagrange Office
    (845) 485 2700
    (845) 485 2703
  • New Paltz Office
    (845) 255 6163
    (845) 255 6757
  • Commercial Real Estate Division
    (845) 297 4700
    (845) 567 8333


4 Ways to Prepare for Your Home Sale

When it comes time to sell their home, many homeowners have trouble looking objectively at their beloved abode. This lack of insight can lead to problems later on, such as unforeseen repairs, poor interior design, and impractical pricing. Rather than dive into the process with unrealistic expectations, sellers should do their best to prepare for the sale, and one of the best ways to do this is to seek outside opinions. In this post, I've outlined four different sources for honest assessments of your home!

Check Out "Paddy on the River" This Saturday!

As St. Patrick's Day draws closer, everyone starts to feel at least a little Irish! If you're looking for a fun and festive way to show that you're green at heart, Poughkeepsie has got you covered with "Paddy on the River", a massive celebration of all things Irish! Best of all, you won't have to wait very long to party, as this event is happening this Saturday!

I Want To Buy A House . . . What Credit Score Do I Need To Qualify?

Attaining a perfect credit score of 850 isn't easy; after all, that's like graduating from college with a 4.0! Luckily, all scores of 760 and above are considered to be in the best credit score range. If your credit score is in this category, then CONGRATULATIONS!  You've obviously done some things right to get it there! As a result, lenders really want your business and will therefore offer you their best products at their lowest interest rates. 

Of course, many of us aren't perfect! In that case, a good score is one that falls between 700 and 759, while a fair score is between 650 and 699. A lower score means you’ve had some dings on your credit history. The lower the score, the greater risk you are in the eyes of the lender. You will likely still qualify for a mortgage, but will probably not receive the same rate/cost structure as people with the highest scores.