Blogs

Attaining a perfect credit score of 850 isn't easy; after all, that's like graduating from college with a 4.0! Luckily, all scores of 760 and above are considered to be in the best credit score range. If your credit score is in this category, then CONGRATULATIONS!  You've obviously done some things right to get it there! As a result, lenders really want your business and will therefore offer you their best products at their lowest interest rates. 

Of course, many of us aren't perfect! In that case, a good score is one that falls between 700 and 759, while a fair score is between 650 and 699. A lower score means you’ve had some dings on your credit history. The lower the score, the greater risk you are in the eyes of the lender. You will likely still qualify for a mortgage, but will probably not receive the same rate/cost structure as people with the highest scores.

Are you ready for a celebration of all things Irish? The 23rd annual Dutchess County Saint Patrick's Day Parade is coming up soon! Join thousands of spectators and participants at this celebration of Irish heritage, happening March 3rd in beautiful Wappingers Falls!

For the last seven years, security application company SplashData has attempted to shine a light on digital security by compiling a list of each year's most common passwords. Their information comes straight from the source: log-in information that had been stolen and publicly-released during the year. Despite constant warnings from security experts, the most popular passwords for 2017 remained depressingly bad. If you see any of your own passwords in the following list, please change them ASAP!