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Whether you're buying a new spec home, a semi-custom new home in a housing development, or designing and building a custom home, there are some things you need to know about buying a newly-cons

Good things don’t always happen when we take action, but . . . more good things happen when we go for it than when we don't.

Don't join the Shoulda Woulda Coulda Club!

Have you been asked by someone to co-sign on their loan? Before saying yes, even if it is a close relative, you should be aware of the many potential consequences to your own financial situation which could result from the decision. Here are some facts that you should consider:

► As a co-signer, you are essentially taking the loan out yourself. You share in all the responsibilities that go along with the loan. The borrower couldn't get the loan without your "guarantee", so essentially the lender cares more about you than the other borrower. It directly affects your credit and your ability to qualify for your own loans during the period that the loan is outstanding.