• Wappingers Office
    (845) 297 4700
    (845) 297 8178
  • Lagrange Office
    (845) 485 2700
    (845) 485 2703
  • New Paltz Office
    (845) 255 6163
    (845) 255 6757
  • Commercial Real Estate Division
    (845) 297 4700
    (845) 567 8333

CENTURY 21 Alliance Realty Group's Blog

I Want To Buy A House . . . What Credit Score Do I Need To Qualify?

Attaining a perfect credit score of 850 isn't easy; after all, that's like graduating from college with a 4.0! Luckily, all scores of 760 and above are considered to be in the best credit score range. If your credit score is in this category, then CONGRATULATIONS!  You've obviously done some things right to get it there! As a result, lenders really want your business and will therefore offer you their best products at their lowest interest rates. 

Of course, many of us aren't perfect! In that case, a good score is one that falls between 700 and 759, while a fair score is between 650 and 699. A lower score means you’ve had some dings on your credit history. The lower the score, the greater risk you are in the eyes of the lender. You will likely still qualify for a mortgage, but will probably not receive the same rate/cost structure as people with the highest scores.

3 Reasons Not to Worry About Selling Too Soon

If you are one of the many home owners considering selling in the near future, chances are good that the following thought has at least crossed your mind "I don't want to lose out on profit by selling too early". While this may seem like a legitimate concern, especially considering the ongoing increase in home prices, Realtor.com recently pointed out three flaws in this thinking. In reality, there is little reason to be overly concerned with the timing of your sale within the current market as long as it fits your personal timeline.

Dutchess County St. Patrick's Day Parade

Are you ready for a celebration of all things Irish? The 23rd annual Dutchess County Saint Patrick's Day Parade is coming up soon! Join thousands of spectators and participants at this celebration of Irish heritage, happening March 3rd in beautiful Wappingers Falls!