Shoulda Woulda Coulda?

Good things don’t always happen when we take action, but . . . more good things happen when we go for it than when we don't.

Don't join the Shoulda Woulda Coulda Club!

10 Low-Cost Ideas to Make Your Old Home Feel New

No one is immune to house fatigue. Regardless of how much you love your home, there's no shame in admitting that it's lost some of its luster over the years. Although you might have dreams of a complete redesign, the cost of a major renovation is prohibitively high for many home owners. Luckily, small changes can often have oversized effects on our perception of otherwise familiar spaces! In this post, you can read about 10 low-cost improvements that will bring new-home excitement back into your old house!

Thanking All Veterans


Veterans Day is a good time to remember that our freedom isn’t guaranteed. It’s protected by the men and women in our Armed Services.

Co-Signing A Loan . . . What Can Go Wrong?

Have you been asked by someone to co-sign on their loan? Before saying yes, even if it is a close relative, you should be aware of the many potential consequences to your own financial situation which could result from the decision. Here are some facts that you should consider:

► As a co-signer, you are essentially taking the loan out yourself. You share in all the responsibilities that go along with the loan. The borrower couldn't get the loan without your "guarantee", so essentially the lender cares more about you than the other borrower. It directly affects your credit and your ability to qualify for your own loans during the period that the loan is outstanding. 

Why It's A Good Time To Buy And Sell A Home In The Hudson Valley

The Hudson Valley real estate market has fared much better than in many other parts of the country, emphasizing what a great place this is to live and invest in a home.

Finances and the First Time Homebuyer

Buying a home is obviously one of the most expensive purchases you will ever make and it is important for you to be aware of what you are getting yourself into. Knowing how much you have to spend and working the market carefully will benefit you in the long run. Getting in over your head is no place to be especially in the times of the pandemic and beyond. Inventory is slowly rebounding so while the market is hot you need to know when to walk away from a deal if the bidding gets too high or the terms are no longer to your liking. Here are some things first time homebuyers should keep in mind before they step into the real estate market.