• Wappingers Office
    (845) 297 4700
    (845) 297 8178
  • Lagrange Office
    (845) 485 2700
    (845) 485 2703
  • New Paltz Office
    (845) 255 6163
    (845) 255 6757
  • Commercial Real Estate Division
    (845) 297 4700
    (845) 567 8333

Home Mortgage Financing

Mortgage and Title

At CENTURY 21 Alliance Realty Group we're devoted to making your real estate transaction go smoothly.  That's why we offer you the convenience of One-Stop Shopping! 

Did You Know? How Low Mortgage Payments Can Be

Mortgage interest rates are amazingly low right now.  If you are thinking about purchasing your first home, or considering selling and buying something different . . . well, now might be the BEST time to make your move.  The cost of a mortgage is about as affordable as it gets. 

The chart here shows what your monthly principal and interest payment would be for various mortgage amounts.  Did you realize how much of an impact the interest rate has on monthly mortgage payments?  As a result of the lower payments, buyers are able to purchase 'more' home for the money.

Not only are the monthly payments low, but the long term financial impact is also stunning.

Preparation is Key for First-Time Home Buyers

Buying your first home can be very intimidating, and a bit scary.  You want to make the best decisions about your future and be equipped with the knowledge to achieve your goals.

If you would like to buy a home within the next year, there are things you should be doing right now to prepare yourself. Tackling each challenge, one at a time, may get you there faster than you think!

First, you need to know approximately how much you will be spending on your new home.  Check out some homes on line in the areas where you want to live.  How much does a home cost that will work for your current and near future needs and expectations?  Don't expect to live in a house like your parents.  This will be your first house, so compromising on space and amenities will probably be necessary.  Remember, location . . . location . . . location, are the 3 most important factors when buying a home.  You can always change the home itself, but you can't change where it is located.